Ken started Credit Karma in 2007 to offer free credit scores and bring transparency and simplicity to the credit industry – an industry that was built around and had long prioritized banks above consumers. He has guided the company from a small team of three to a team of several hundred employees who are disrupting consumer finance, serving millions of people.

Lin has said the inspiration for Credit Karma began in 2006 when he was discouraged by the cost of obtaining his credit score and sought to create an alternative. Credit Karma was established to provide free credit scores and proved to be a hit growing according to the company to over 40 million users by 2015.

At the age of 4, Ken Lin immigrated with his parents from China to the United States. His parents worked working class jobs at casinos and restaurants to pay his tuition fees to attend Boston University. In the late 1990s, Lin worked in the credit card industry. He had previously founded Multilytics Marketing, a data driven marketing agency.
From a humble beginning, Credit Karma CEO Kenneth Lin has forever changed the way Americans interact with their credit